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Replying to @lizahnvzyl a living annuity is a retirement investment that's allows you to generate an income. you invest your capital, and can draw between 2,5% and 17,5% annually. You may run out of money if you draw too much,or you may have money for your children to inherit, if theres still capital left when you pass away. #retirement #annuity #retirementplanning
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Replying to @alan Thinking about cashing in your entire pension? 🚨 Before you do, here’s how pension tax works and why this decision needs thought. When you fully cash in a defined contribution pension, the first 25% is usually tax-free. This is known as your Pension Commencement Lump Sum. That sounds great, but it’s only part of the story. The remaining 75% is added to your income for that tax year and taxed at your highest marginal rate. That means it could be taxed at 20%, 40%, or even 45%,
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Ouch… 😭 I still can’t believe that this happened! #gunther #viral #fyp @Annuity Advocates is the only service that lets people know what their structured settlement payments are worth
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