Californians… we can’t catch a break. 😩 You’ve probably heard the federal “no tax on tips” and “no tax on overtime” changes. That’s federal — and if you qualify, it can lower your federal taxable income for 2025–2028. But California isn’t automatically following it for state taxes. California updated its conformity date to Jan 1, 2025, and the state specifically says that update does NOT include the One Big Beautiful Bill Act. So you might get the federal break… but still owe CA state tax on th

REMIC Mortgage Agent Course for Licensing in Ontario

How to become a mortgage agent in Ontario