Variable annuities are often sold on the promise of one compelling idea: you can participate in market gains without bearing ...

Is variable life insurance expensive? Maybe, maybe not. Let’s approach this objectively. Variable life comes in two basic flavors: variable whole life and the much more prevalent variable universal ...

Roughly half of Americans have life insurance, industry estimates suggest. Fewer people own policies that will last beyond their current jobs. Is that a bad thing? Maybe so. The insurance industry, of ...

Backdating your life insurance policy could help you lock in a lower rate for decades. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

Life insurance isn’t exactly the most exciting part of financial planning, but it’s one of the most important. For many people heading into or already in retirement, it becomes one of the most ...

If there were ever a time for agents to reassess their presentations, how they anticipate and handle objections and how they present their planning and product recommendations, it’s now. Agents will, ...

Variable universal life (VUL) has evolved from a specialist insurance product into a central building block of sophisticated U.S. wealth strategies, especially among high-net-worth and ...

Many UK adults are wildly overestimating the cost of life insurance and risking leaving their families financially vulnerable by delaying coverage until key life events, according to new research.

When Jenny Nappo lost her husband Jimmy to a long battle with cancer, she didn’t imagine that her ordeal was just beginning. For 17 years, the couple faithfully paid life insurance premiums so if ...

When planning for the future, life insurance is a key component of a well-rounded financial strategy. One type that often goes unnoticed is second-to-die life insurance, or survivorship life insurance ...