You have a credit score somewhere between 600 and 720, you need a personal loan for debt consolidation or a major expense, and Prosper keeps showing up in your comparisons. Before you check your rate, ...

Fintech platform, Kaleidofin ( has closed Kenya’s first private-sector local currency securitisation in the smallholder ...

The Altman Z-score helps predict bankruptcy risk by evaluating the profitability, leverage, and liquidity of publicly traded ...

Growing use of asset-intensive reinsurance is one of the factors changing the credit risk profile of the US life and annuity ...

A new analysis of loan-level data from both Fannie Mae and Freddie Mac reveals that VantageScore 4.0 consistently better rank-orders mortgage borrower risk and also better separates risk than FICO.

LiabilityScore™ today announced the first AI-powered contract risk scoring platform built for that gap. Upload any contract — ...

Brex reports key differences between charge cards and credit cards, focusing on terms that influence cash flow, spending ...

What does it take to get the perfect 850 FICO score? We looked at one credit report to see components make up that number on ...

Every bank runs models. Credit scoring models. Fraud detection models. Customer risk models. AML transaction monitoring ...

Risk Culture is an upstream causal driver of nearly every downstream risk category — because how people behave determines how ...

On Wednesday, Freddie Mac FMCC and Fannie Mae FNMA announced their acceptance of mortgages evaluated using VantageScore 4.0 ...

Rep. Maxine Waters, D-Calif., who serves as ranking member of the House Financial Services Committee. WASHINGTON — Credit risk transfers, a financial instrument banks use to move risk off their ...