Policies can often sit in a drawer or email folder until renewal notices appear, leaving no room to fix small problems before they snowball into much more expensive ones. Policies renew automatically, premiums auto-pay and everything looks the same on paper, but businesses don’t stand still.

In 2025, insurance is a major expense for small business owners. Premiums are climbing with no sign of easing up. Sharp increases in climate events, cyber threats, and general costs all play a role. It's no longer just about covering a storefront or work ...

The Hartford offers a Business Owners Policy (BOP) insurance, which encompasses three types of coverage: general liability insurance, commercial property insurance and business income insurance, the latter which helps your company replace income you lose due to property damage. Other types of insurance coverage offered by The Hartford include:

Discover how professional liability insurance protects against negligence claims, its costs, and why it's crucial for professionals like lawyers and doctors to have this coverage.

Annual premiums for U.S. families with employer-sponsored health insurance in 2025 rose 6% to nearly $27,000, reflecting higher spending on popular weight-loss treatments and other prescription drugs,