Although the 2017 amendments to the TRID rule, often referred to as TRID 2.0, added commentary to TRID provisions of Regulation Z and, particularly, Appendix D to Regulation Z, that addresses multiple ...

Research by RealtyTrac finds the percentage of homes that were bought and sold within 12 months (i.e. flipped) soared to 5.5% of all homes, reaching a 10 year high. Shame “flipped” has the connotation ...

On October 1, 2020, the Consumer Financial Protection Bureau (CFPB) released its rule assessment for a final Rule relating to mortgage disclosures. Known as the TRID Rule, the Bureau’s final Rule ...

Question: The 2017 amendments (TRID 2.0) to the TILA-RESPA Integrated Disclosure Rule (TRID) include tolerances for the “Total of Payments” calculation on the Closing Disclosure (CD), which mirror the ...

The CFPB’s nearly 2,000-page document includes specific details on what these Integrated Disclosures must look like, mandating that the HUD-1 Settlement Statement, Good Faith Estimate and ...

The Consumer Financial Protection Bureau released a five-year look-back review of its mortgage disclosure rule that found consumers benefited from being able to compare terms and costs but that ...

The Community Home Lenders Association is calling on the Consumer Financial Protection Bureau to address a potential “black hole” for lenders that could arise when the new Know Before You Owe mortgage ...

I grew up with a lock on my locker in school. Every once in a while someone would have their combination stolen and locker broken into. Or at least shaving cream shot through the air vents. (Yes, I ...

The Consumer Financial Protection Bureau is relaxing certain disclosure requirements for consumers who have a financial emergency due to the coronavirus pandemic and need to obtain funds through the ...

PHILADELPHIA & SAN FRANCISCO--(BUSINESS WIRE)--Loan Origination System (LOS) developer Vesta has announced an integration with LodeStar Software Solutions, a national provider of closing fee-related ...