If you’re thinking about retiring, you may want to lower your risk. At the moment, a lot of people have too much exposure to ...

In my 401(k) retirement plan, I’m 82% stocks. I’m 65 and still working. Should I be moving my stocks to bonds? -Bob While ...

Compared to many retirees, you are in an enviable position with $1 million socked away in your IRA at 70. Still, living a secure, comfortable retirement that can last two decades or more takes ...

Spending for the average retiree gradually declines by more than 30% between ages 60 and 85, according to a new J.P. Morgan ...

Nick Gallo has been a financial content marketer and journalist for over six years. He has deep expertise in credit-related topics, including credit reports and scores, loans and credit cards, and ...

Margaret Giles: Hi, I’m Margaret Giles for Morningstar. If you’re like many investors, the up-and-down market of the past few months may have prompted you to question your portfolio’s asset allocation ...

Traditionally, investors have been encouraged to move toward bonds as they approach retirement. While stocks have the potential to benefit from capital appreciation and dividends, they can also be ...

A financial advisor can help you determine if you are on track currently and offer suggestions that may help get you back on track if needed.