Discover what umbrella insurance covers, how it enhances personal liability protection, and why it suits those with significant assets or high-risk activities.

The Applied Rating Index for Q4 2025 showed average premiums for personal auto lines rose 14.4% compared with the same period in 2024, while personal property premiums increased 7.8% year over year.

Earn the Associate in Personal Insurance (API) to advance your career. Recognized by The Institutes, it enhances underwriting ...

Most people need sufficient home insurance to cover their home’s replacement costs, but the amount of coverage you need will depend on your property, area risks, and other factors. Homeowners ...

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Dorm insurance is a personal property insurance for college students who live on campus. But you might actually need renters insurance, or be able to cover dorm contents under a parent's homeowners ...