Discover the pros and cons of target-date and index funds. Learn which investment aligns with your goals, risk tolerance, and timeline for better financial planning.

August 05, 2025 This article presents a ranked list of index funds that investors might consider for their retirement goals.

My selection process prioritized funds with low expense ratios, strong tracking accuracy to their underlying indices, and substantial assets under management (AUM) for liquidity. I evaluated each fund ...

When investors have too much exposure to a single asset—or even just a handful—broad-based market declines can cause them to ...

Invest in at least 25 stocks from various industries or an index fund for quick diversification. Include fixed-income assets like bonds to lower volatility and reduce risk in your portfolio. Add real ...

With all the noise around stock “picks,” hot sectors, and fancy strategies, there’s comfort and power in simplicity. Index ...

Susan Dziubinski: I’m Susan Dziubinski with Morningstar. We’re in the thick of tax season, which means many investors are making IRA contributions, and target-date funds can be ideal IRA investments.