Cross-selling is a cornerstone of effective insurance sales, offering significant opportunities to enhance client relationships and meet critical needs. One such opportunity that often gets overlooked ...

Permanent life insurance policies—such as whole life and universal life—provide a lifelong death benefit and also have a savings feature, called cash value. The cash value grows tax-deferred in the ...

Many people (and even some seasoned financial advisors) believe that you can simply gift your existing life insurance policy to your irrevocable ...