You can responsibly use a credit card for large purchases if you pay off the balance before it starts accruing interest. Using a credit card to pay for large but predictable expenses — like groceries, ...
For some types of purchases, failure to use a credit card can be a mistake, as you'd be forsaking various forms of protection ...
Whether you're spending big or planning ahead, these three credit cards are built for 0% intro APR, high limits, and huge welcome perks in 2026.