Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

The best interest rates on CDs—certificates of deposit—range as high as 4.94% today, which is far higher than CD rates were a ...

As of September 15, 2025, the national average for six-month CDs is 1.60%, according to the FDIC. However, there are six-month CDs paying 4.50% APY or more. Getting the best six-month CD rates now ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

CD rates are likely dropping soon. Here's how to decide between a short-term 6-month CD or a 5-year commitment.

Short-term, 6-month certificate of deposit yields are down 29 basis points in the past year to an average of just 1.51% APY, according to the latest government data. But banks and credit unions ...

For savers who've enjoyed high rates, the Fed's latest cut is both an opportunity and a challenge. Try these 7 smart moves to lock in today's best rates while staying flexible for what comes next.

With rate cuts supposedly around the corner, locking in a 6-month certificate of deposit (CD) really doesn't seem like a bad idea. Some banks are still offering around 4.00% APY -- a solid return to ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

With potential rate cuts on the horizon, shorter-term certificates of deposit (CDs) are offering strong yields at the moment -- especially 6-month terms. Right now, you can find 6-month CDs paying up ...